Business Savings rates |
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|---|---|---|---|---|---|
| Business Membership Savings | |||||
| Tier | Dividend Rate | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Balance to Earn Dividends |
| $0-$499.99 | 0.03% | 0.03% | $5.00 | $0 | $100 |
| $500+ | 0.05% | 0.05% | $5.00 | $0 | $100 |
| Corporate Money Market | |||||
| Tier | Dividend Rate | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Balance to Earn Dividends |
| $0-$49,999.99 | 1.49% | 1.50% | $0 | $2,000 | $0 |
| $50K-$99,999.99 | 1.98% | 2.00% | $0 | $2,000 | $0 |
| $100K-$249,999.99 | 2.23% | 2.25% | $0 | $2,000 | $0 |
| $250K-$999,999.99 | 2.47% | 2.50% | $0 | $2,000 | $0 |
| $1MM-$4,999,999.99 | 2.72% | 2.75% | $0 | $2,000 | $0 |
| $5MM+ | 3.74% | 3.80% | $0 | $2,000 | $0 |
| Business Money Market | |||||
| Tier | Dividend Rate | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Balance to Earn Dividends |
| $0-$2,000 | 1.98% | 2.00% | $0 | $2,000 | $0 |
| $2,000.01-$49,999.99 | 1.00% | 2.00%-1.04% | $0 | $2,000 | $0 |
| $50,000-$99,999.99 | 1.50% | 1.04%-1.28% | $0 | $2,000 | $0 |
| $100,000-$249,999.99 | 2.25% | 1.28%-1.87% | $0 | $2,000 | $0 |
| $250,000+ | 3.00% | 1.87%-2.75% | $0 | $2,000 | $0 |
|
Blended rate |
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| Non-Profit Money Market | |||||
| Tier | Dividend Rate | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Balance to Earn Dividends |
| $0.00-$9,999.99 | 0.00% | 0.00% | $10,000 | $0 | $10,000 |
| $10,000.00-$49,999.99 | 3.69% | 3.75% | $10,000 | $0 | $10,000 |
| $50,000.00-$249,999.99 | 3.69% | 3.75% | $10,000 | $0 | $10,000 |
| $250,000.00-$999,999.99 | 3.69% | 3.75% | $10,000 | $0 | $10,000 |
| $1,000,000.00 and higher | 3.69% | 3.75% | $10,000 | $0 | $10,000 |
Checking Account Rates |
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|---|---|---|---|---|---|
| BusinessPro Elite Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0-$999.99 | 0% ** | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $1,000-$9,999.99 | 0.25% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $10,000-$24,999.99 | 0.35% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $25,000-$99,999.99 | 0.50% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $100,000+ | 0.75% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
|
**Minimum balance of $1000 required to obtain the dividends disclosed above. |
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| BusinessPro Lite Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0 | 0.50% | $100 | $2,500 | $10, waived when you maintain a $2,500 minimum average daily balance or reduced by $0.50 each time you use your business debit card, up to $10. | First 100 items included; $0.25 per item in excess of 100 per month. |
| Small Business Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0 | None | $0 | $0 | $0 | First 50 items included; $0.25 per item in excess of 50 per month. |
| Analysis Select Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0 | None | $100 | $0 | $12 | Combined volume of credits and debits: $0.25 each. |
| Insurance Agent Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0 | None | $0 | $0 | $10 | No monthly activity charges |
| Community Plus Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0 | 0.25% | $100 | $0 | None | First 50 items included; $0.25 per item in excess of 50 per month. |
Business Certificate of Deposit Rates |
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|---|---|---|---|---|---|---|---|
| Business CDs | |||||||
| Term | Dividend Rate | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Balance to Earn Dividends | Compounded & Credited | Dividend Period |
| 3 Months | 0.40% | 0.40% | $500 | N/A | $500 | Monthly | Monthly |
| 6 Months | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 10 Month | 3.93% | 4.00% | $500 | N/A | $500 | Monthly | Monthly |
| 12 Months | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 18 Months | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 2 Years | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 3 Years | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 5 Years | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
*APY=Annual Percentage Yield. Rates are effective as of July 4th, 2026. Fees could reduce earnings. Subject to approval. Federally insured by NCUA. Early withdrawal penalties may apply. Rates are subject to change.
